San Rafael, California — Former Opes Advisors office location

The San Rafael, California office was part of the Opes Advisors mortgage advisory network during the firm's operating years (2002–2018). Internal designation: Terra Mortgage Banking branch. The branch closed in the period following the firm's 2017 acquisition by Flagstar Bank and is not part of the current opesadvisors.com publication.

Company transition

Opes Advisors, Inc operated as a US mortgage advisory firm from 2002 and became a division of Flagstar Bank in 2017. The mortgage operation wound down in the years that followed. In 2026 the opesadvisors.com domain was acquired by a new editorial team and rebuilt as an independent review site covering forex brokers, crypto exchanges and prop trading firms for an international audience. The new entity operates under different leadership and has no continuing relationship with the former mortgage business, its employees or its branch offices.

Current OpesAdvisors editorial team: meet the analysts. About the transition: former team archive. Affiliate disclosure: how we make money.