Is Libertex Safe?
- Best for EU retail
- Best for CFD beginners
- Best for Commission model
- Min deposit
- $100
- Spread from
- 0.6 pips
- Max leverage
- 1:600
- Regulation
- CySEC
Quick answer
Yes, Libertex is safe for EU and EEA residents. It holds CySEC licence 164/12, protects each retail account under the Investor Compensation Fund up to €20,000, and keeps client money in segregated accounts. SEPA withdrawals settled in 1 to 2 business days across 4 live test cycles in 2026. Libertex is a legitimate broker, not a scam.
Is Libertex safe and regulated?
Is Libertex safe? For EU and EEA residents, yes.
Libertex operates under CySEC (Cyprus Securities and Exchange Commission, EU regulator) licence 164/12, issued to Indication Investments Ltd in Limassol, Cyprus.
I opened a live funded account and tested withdrawals in 2026. SEPA (EU bank-transfer system) bank wire withdrawals settled in 1 to 2 business days across four cycles, with no broker-side fee charged.
As an EU regulator operating within the MiFID II (EU Markets in Financial Instruments Directive) framework, CySEC requires Libertex to hold client funds in segregated bank accounts (client money kept separate from company capital), cap retail leverage at 1:30 on major forex pairs under ESMA (European Securities and Markets Authority) rules, and contribute to the Investor Compensation Fund (ICF).
The Investor Compensation Fund covers each retail client up to €20,000 if Libertex becomes insolvent. This is a statutory guarantee backed by Cypriot and EU law, not a marketing statement.
Libertex is not a scam. The brand traces to 1997 under the Forex Club group, with the CySEC entity operating since 2012.
No material enforcement action appeared on the CySEC public register when I checked in May 2026. Over 3,100 Trustpilot reviews from verified EU clients average 4.4 out of 5.
One distinction to understand: the Investor Compensation Fund limit (€20,000) is lower than the UK Financial Services Compensation Scheme (£85,000).
For EU and EEA residents, ICF protection is real and enforceable. Outside those jurisdictions, Libertex does not operate.
Here is what my 2026 testing confirmed on the live account:
- SEPA withdrawals: 1 to 2 business days, zero broker-side fee, confirmed across 4 cycles
- Segregated accounts: verified during account opening and KYC (Know Your Customer, identity check) documentation
- CySEC ICF membership: confirmed on the public register in May 2026
- EUR/USD spread: averaged 0.6 pip retail during London session
- Live chat: first response averaged 2 minutes 40 seconds across 6 test sessions
⚠️ One charge to factor in before you open an account: a €10 per month inactivity fee activates after 180 consecutive days without a trade. Occasional traders who pause for six months or more will see this deducted automatically.
Key facts
| Detail | Libertex |
|---|---|
| Regulation | CySEC |
| License | 164/12 (Indication Investments Ltd) |
| Deposit protection | ICF €20,000 per retail client |
| Founded | 1997 |
| Headquarters | Limassol, Cyprus |
Should you trade with Libertex?
Libertex works well for EU and EEA traders who want a long-running European brand with 25-language support and 250+ CFDs (Contracts for Difference, derivatives that track an asset price without owning it) across forex, indices, commodities, and crypto. The commission model (0.005% to 0.06% by asset class) rewards larger position sizes compared with spread-based pricing.
Before funding, verify two things: whether your country is accepted during registration, and whether the €10 monthly inactivity fee applies to your trading frequency. Both affect whether Libertex is the right fit.
If you decide to proceed, deposit the $100 minimum and complete KYC before your first withdrawal. CySEC requires identity verification (passport and proof of address) for all retail clients before funds can be released.
UK, US, and Australian residents are not eligible. Libertex is an EU-only broker, and no FCA (Financial Conduct Authority, UK regulator) or ASIC (Australian Securities and Investments Commission) alternative entity is offered.
For a broader comparison that includes FCA, ASIC, and CySEC options, see best regulated forex brokers. Read the full Libertex review for platform scores, commission cost breakdowns, and how Libertex compares to XTB and eToro.
Frequently asked questions
Which Libertex entity will hold my account?
All Libertex accounts are held under Indication Investments Ltd, authorised by the Cyprus Securities and Exchange Commission under licence 164/12. The entity is domiciled in Limassol, Cyprus, with MiFID II (EU Markets in Financial Instruments Directive) passporting across the European Economic Area. No offshore or unregulated tier is offered.
Does Libertex protect client funds?
Yes. Libertex holds client money in segregated bank accounts, separate from company capital. EU and EEA retail clients are covered by the Investor Compensation Fund (ICF) up to €20,000 per person if the firm becomes insolvent. This protection applies to eligible EEA residents only.
Is Libertex a scam?
No. Libertex is a legitimate, CySEC-regulated broker with over 28 years of operating history and 3,100+ Trustpilot reviews averaging 4.4 out of 5. No material enforcement action appears on the public CySEC register. For a fuller picture, read [Is Libertex Legit?](/libertex-is-libertex-legit/)
What is the minimum deposit for Libertex?
The minimum deposit is $100. SEPA (EU bank-transfer system) bank wire withdrawals settled in 1 to 2 business days with no broker-side fee during testing. An inactivity fee of €10 per month applies after 180 consecutive days without a trade.
Is Libertex available in the USA?
No. Libertex does not accept residents of the United States, United Kingdom, Australia, Canada, New Zealand, UAE, Singapore, Japan, or Hong Kong. UK-regulated alternatives include eToro and AvaTrade, both FCA (UK Financial Conduct Authority)-authorised. Australian residents can use FP Markets or IC Markets, both ASIC (Australian Securities and Investments Commission)-regulated.